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THE DEMAND FOR MODERN MICROFINANCE SERVICES IN BANGLADESH |
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| รหัสดีโอไอ | |
| Creator | Chowdhury Mohammad Moin |
| Title | THE DEMAND FOR MODERN MICROFINANCE SERVICES IN BANGLADESH |
| Contributor | Tanpat Kraiwanit, Somchai Virunhaphol |
| Publisher | Assumption University Press |
| Publication Year | 2565 |
| Journal Title | AU-eJIR |
| Journal Vol. | 7 |
| Journal No. | 2 |
| Page no. | 27-36 |
| Keyword | Digital-based Microfinance, Microcredit, Microfinance, Online Banking Services |
| URL Website | http://www.assumptionjournal.au.edu/index.php/eJIR/article/view/6465 |
| Website title | AU-eJIR |
| ISSN | 2408-1906 |
| Abstract | For several decades, microfinance services have benefited a variety of low-income households and small businesses in diverse ways; digital-based modern microfinance services may, however, impede the users of conventional services and those without access to technology. This study investigates the demand for modern microfinance services in Bangladesh, as well as the factors that influence such demand, including household income, religion, residence district, current use of a microfinance program, and loan repayment schedule. The study was conducted with microfinance clients in Bangladesh via an online survey and the data were analysed with IBM SPSS using the analysis of variance (ANOVA) test. The findings show that household income, religion, residence district, current microfinance programme and loan repayment schedule influence the demand for modern microfinance services. The results suggest that microfinance institutions should develop microfinance programmes with appropriate loan terms and repayment schedules to attract new customers, and should prioritise customers who live in remote areas with restricted access to microfinance services allowing them to improve their lives as a result of microfinance assistance. |
