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<xml><bibliography><APA>Jariya Attsinthong และ Apitep Saekow. (2014) Study of influencing factors that lead customer of commercial bank in Thailand to using e-statement. Stamford International University:ม.ป.ท.</APA><Chicago>Jariya Attsinthong และ Apitep Saekow. 2014. Study of influencing factors that lead customer of commercial bank in Thailand to using e-statement. ม.ป.ท.:Stamford International University;</Chicago><MLA>Jariya Attsinthong และ Apitep Saekow.  Study of influencing factors that lead customer of commercial bank in Thailand to using e-statement.  ม.ป.ท.:Stamford International University, 2014. Print.</MLA></bibliography></xml>
