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<xml><bibliography><APA>Martino Wibowo และผู้แต่งคนอื่นๆ. (2023) Financial Literacy and Technological Innovation:  Women's Micro-Businesses Adaptation in the Digital Ecosystem. Proceedings of the Fifth International Conference on Economics, Business and Interdisciplinary Studies:ม.ป.ท.</APA><Chicago>Martino Wibowo และผู้แต่งคนอื่นๆ. 2023. Financial Literacy and Technological Innovation:  Women's Micro-Businesses Adaptation in the Digital Ecosystem. ม.ป.ท.:Proceedings of the Fifth International Conference on Economics, Business and Interdisciplinary Studies;</Chicago><MLA>Martino Wibowo และผู้แต่งคนอื่นๆ.  Financial Literacy and Technological Innovation:  Women's Micro-Businesses Adaptation in the Digital Ecosystem.  ม.ป.ท.:Proceedings of the Fifth International Conference on Economics, Business and Interdisciplinary Studies, 2023. Print.</MLA></bibliography></xml>
