<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Phatthira Wissawaswaengsuk. (2022) Empirical Study on the Determinants of Financial Literacy and Association with Financial Well-Being During the Pandemic Among Thai Tertiary Students. International Program in Business Administration (IBBA) International College, Siam University:ม.ป.ท.</APA><Chicago>Phatthira Wissawaswaengsuk. 2022. Empirical Study on the Determinants of Financial Literacy and Association with Financial Well-Being During the Pandemic Among Thai Tertiary Students. ม.ป.ท.:International Program in Business Administration (IBBA) International College, Siam University;</Chicago><MLA>Phatthira Wissawaswaengsuk.  Empirical Study on the Determinants of Financial Literacy and Association with Financial Well-Being During the Pandemic Among Thai Tertiary Students.  ม.ป.ท.:International Program in Business Administration (IBBA) International College, Siam University, 2022. Print.</MLA></bibliography></xml>
