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<xml><bibliography><APA>Sabbir Hossain และผู้แต่งคนอื่นๆ. (2021) Preference of Digital Over Traditional Payment System in Thailand. International Program in Business Administration (IBBA) International College, Siam University:ม.ป.ท.</APA><Chicago>Sabbir Hossain และผู้แต่งคนอื่นๆ. 2021. Preference of Digital Over Traditional Payment System in Thailand. ม.ป.ท.:International Program in Business Administration (IBBA) International College, Siam University;</Chicago><MLA>Sabbir Hossain และผู้แต่งคนอื่นๆ.  Preference of Digital Over Traditional Payment System in Thailand.  ม.ป.ท.:International Program in Business Administration (IBBA) International College, Siam University, 2021. Print.</MLA></bibliography></xml>
