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<xml><bibliography><APA>Kawita  Niwatananun. (2023) Household Characteristics of Indebted Households with Members Working in The Public and Private Sector. Rangsit University:ม.ป.ท.</APA><Chicago>Kawita  Niwatananun. 2023. Household Characteristics of Indebted Households with Members Working in The Public and Private Sector. ม.ป.ท.:Rangsit University;</Chicago><MLA>Kawita  Niwatananun.  Household Characteristics of Indebted Households with Members Working in The Public and Private Sector.  ม.ป.ท.:Rangsit University, 2023. Print.</MLA></bibliography></xml>
