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<xml><bibliography><APA>Saya Ponsan และผู้แต่งคนอื่นๆ. (2025) Financial rehabilitation for natural person debtors in Thailand: a new approach under bankruptcy law. Thammasat University:ม.ป.ท.</APA><Chicago>Saya Ponsan และผู้แต่งคนอื่นๆ. 2025. Financial rehabilitation for natural person debtors in Thailand: a new approach under bankruptcy law. ม.ป.ท.:Thammasat University;</Chicago><MLA>Saya Ponsan และผู้แต่งคนอื่นๆ.  Financial rehabilitation for natural person debtors in Thailand: a new approach under bankruptcy law.  ม.ป.ท.:Thammasat University, 2025. Print.</MLA></bibliography></xml>
