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<xml><bibliography><APA>Phetlada Charoensawatd และ Wanida Phankaeo. (2009) Attitudes of mature consumers toward electronic banking :. Thammasat University:ม.ป.ท.</APA><Chicago>Phetlada Charoensawatd และ Wanida Phankaeo. 2009. Attitudes of mature consumers toward electronic banking :. ม.ป.ท.:Thammasat University;</Chicago><MLA>Phetlada Charoensawatd และ Wanida Phankaeo.  Attitudes of mature consumers toward electronic banking :.  ม.ป.ท.:Thammasat University, 2009. Print.</MLA></bibliography></xml>
