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<xml><bibliography><APA>Heal Pem และ Preecha Vichitthamaros. (2022) Motor insurance in Phnom Penh, Cambodia. National Institute of Development Administration:ม.ป.ท.</APA><Chicago>Heal Pem และ Preecha Vichitthamaros. 2022. Motor insurance in Phnom Penh, Cambodia. ม.ป.ท.:National Institute of Development Administration;</Chicago><MLA>Heal Pem และ Preecha Vichitthamaros.  Motor insurance in Phnom Penh, Cambodia.  ม.ป.ท.:National Institute of Development Administration, 2022. Print.</MLA></bibliography></xml>
