<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Lanliya Samsuwan และ Montree Socatiyanurak. (2019) The causal relationship in financial literacy, self-efficacy, financial planning motivation, risk in financial planning and retirement financial planning among people in the Northeastern region of Thailand in the context of an ageing society. National Institute of Development Administration:ม.ป.ท.</APA><Chicago>Lanliya Samsuwan และ Montree Socatiyanurak. 2019. The causal relationship in financial literacy, self-efficacy, financial planning motivation, risk in financial planning and retirement financial planning among people in the Northeastern region of Thailand in the context of an ageing society. ม.ป.ท.:National Institute of Development Administration;</Chicago><MLA>Lanliya Samsuwan และ Montree Socatiyanurak.  The causal relationship in financial literacy, self-efficacy, financial planning motivation, risk in financial planning and retirement financial planning among people in the Northeastern region of Thailand in the context of an ageing society.  ม.ป.ท.:National Institute of Development Administration, 2019. Print.</MLA></bibliography></xml>
