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<xml><bibliography><APA>Netnapit Rittisorn และ Niramol Ariyaarpakamol. (2019) Influence of human capital on retirement preparation : empirical evidence from Thailand. National Institute of Development Administration:ม.ป.ท.</APA><Chicago>Netnapit Rittisorn และ Niramol Ariyaarpakamol. 2019. Influence of human capital on retirement preparation : empirical evidence from Thailand. ม.ป.ท.:National Institute of Development Administration;</Chicago><MLA>Netnapit Rittisorn และ Niramol Ariyaarpakamol.  Influence of human capital on retirement preparation : empirical evidence from Thailand.  ม.ป.ท.:National Institute of Development Administration, 2019. Print.</MLA></bibliography></xml>
