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<xml><bibliography><APA>Xia และผู้แต่งคนอื่นๆ. (2018) Third-party payments impact on commercial banks' non-interest income: evidence from China. National Institute of Development Administration:ม.ป.ท.</APA><Chicago>Xia และผู้แต่งคนอื่นๆ. 2018. Third-party payments impact on commercial banks' non-interest income: evidence from China. ม.ป.ท.:National Institute of Development Administration;</Chicago><MLA>Xia และผู้แต่งคนอื่นๆ.  Third-party payments impact on commercial banks' non-interest income: evidence from China.  ม.ป.ท.:National Institute of Development Administration, 2018. Print.</MLA></bibliography></xml>
