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<xml><bibliography><APA>Kulthida Mongkolsirikiet และ Chiraprapha Akaraborworn. (2018) A study of conceptual model for learning transfer in Thai banking sector. National Institute of Development Administration:ม.ป.ท.</APA><Chicago>Kulthida Mongkolsirikiet และ Chiraprapha Akaraborworn. 2018. A study of conceptual model for learning transfer in Thai banking sector. ม.ป.ท.:National Institute of Development Administration;</Chicago><MLA>Kulthida Mongkolsirikiet และ Chiraprapha Akaraborworn.  A study of conceptual model for learning transfer in Thai banking sector.  ม.ป.ท.:National Institute of Development Administration, 2018. Print.</MLA></bibliography></xml>
