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<xml><bibliography><APA>Nawita Direkwut และผู้แต่งคนอื่นๆ. (2006) Community and urban area fund policy : a study on major factors affecting the granting of loans in Thailand. National Institute of Development Administration:ม.ป.ท.</APA><Chicago>Nawita Direkwut และผู้แต่งคนอื่นๆ. 2006. Community and urban area fund policy : a study on major factors affecting the granting of loans in Thailand. ม.ป.ท.:National Institute of Development Administration;</Chicago><MLA>Nawita Direkwut และผู้แต่งคนอื่นๆ.  Community and urban area fund policy : a study on major factors affecting the granting of loans in Thailand.  ม.ป.ท.:National Institute of Development Administration, 2006. Print.</MLA></bibliography></xml>
