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<xml><bibliography><APA>Kornkanok Sittichobtham และ Roongkiat Ratanabanchuen. (2019) How does loan portfolio diversification affect bank profitability?. Chulalongkorn University:ม.ป.ท.</APA><Chicago>Kornkanok Sittichobtham และ Roongkiat Ratanabanchuen. 2019. How does loan portfolio diversification affect bank profitability?. ม.ป.ท.:Chulalongkorn University;</Chicago><MLA>Kornkanok Sittichobtham และ Roongkiat Ratanabanchuen.  How does loan portfolio diversification affect bank profitability?.  ม.ป.ท.:Chulalongkorn University, 2019. Print.</MLA></bibliography></xml>
