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<xml><bibliography><APA>Anan Niyom และผู้แต่งคนอื่นๆ. (2013) Influential Factors on Intention to Use Internet Banking Among Young Adult Customers in Vietnam. Chulalongkorn University.:ม.ป.ท.</APA><Chicago>Anan Niyom และผู้แต่งคนอื่นๆ. 2013. Influential Factors on Intention to Use Internet Banking Among Young Adult Customers in Vietnam. ม.ป.ท.:Chulalongkorn University.;</Chicago><MLA>Anan Niyom และผู้แต่งคนอื่นๆ.  Influential Factors on Intention to Use Internet Banking Among Young Adult Customers in Vietnam.  ม.ป.ท.:Chulalongkorn University. 2013. Print.</MLA></bibliography></xml>
