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<xml><bibliography><APA>Thitivadee Boonyasai. (2000) Thai life insurer efficiency. Chulalongkorn University:ม.ป.ท.</APA><Chicago>Thitivadee Boonyasai. 2000. Thai life insurer efficiency. ม.ป.ท.:Chulalongkorn University;</Chicago><MLA>Thitivadee Boonyasai.  Thai life insurer efficiency.  ม.ป.ท.:Chulalongkorn University, 2000. Print.</MLA></bibliography></xml>
