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<xml><bibliography><APA>Phon Sophat. (2019) Microfinance Development in Cambodia: Challenges and a Case Study of AMK. &lt;i&gt;Thammasat Review of Economic and Social Policy&lt;/i&gt;, &lt;i&gt;5&lt;/i&gt;(2), 26-61.</APA><Chicago>Phon Sophat. "Microfinance Development in Cambodia: Challenges and a Case Study of AMK". Thammasat Review of Economic and Social Policy  5 (2019):26-61.</Chicago><MLA>Phon Sophat. Microfinance Development in Cambodia: Challenges and a Case Study of AMK. Thammasat University:ม.ป.ท. 2019.</MLA></bibliography></xml>
