<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Taninrat Rattanapongpinyo. (2016) Credit Accessibility of SMEs in the Western Provinces of Thailand. &lt;i&gt;Silpakorn University Journal of Social Sciences, Humanities, and Arts&lt;/i&gt;, &lt;i&gt;16&lt;/i&gt;(3), 235-246.</APA><Chicago>Taninrat Rattanapongpinyo. "Credit Accessibility of SMEs in the Western Provinces of Thailand". Silpakorn University Journal of Social Sciences, Humanities, and Arts  16 (2016):235-246.</Chicago><MLA>Taninrat Rattanapongpinyo. Credit Accessibility of SMEs in the Western Provinces of Thailand. Silpakorn University Research and Development Institute:ม.ป.ท. 2016.</MLA></bibliography></xml>
