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<xml><bibliography><APA>Pawat Paksaranuwat และ Samruam Chongcharoen. (2017) Computing ruin probability and minimum initial capital by simulation. &lt;i&gt;Songklanakarin Journal of Science and Technology (SJST)&lt;/i&gt;, &lt;i&gt;39&lt;/i&gt;(4), 439.</APA><Chicago>Pawat Paksaranuwat และ Samruam Chongcharoen. "Computing ruin probability and minimum initial capital by simulation". Songklanakarin Journal of Science and Technology (SJST)  39 (2017):439.</Chicago><MLA>Pawat Paksaranuwat และ Samruam Chongcharoen. Computing ruin probability and minimum initial capital by simulation. Research and Development Office, Prince of Songkla University:ม.ป.ท. 2017.</MLA></bibliography></xml>
