<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Pasit Chotewattanakul และผู้แต่งคนอื่นๆ. (2019) The Drivers of Household Indebtedness: Evidence from Thailand. &lt;i&gt;Southeast Asian Journal of Economics&lt;/i&gt;, &lt;i&gt;7&lt;/i&gt;(1), 1-40.</APA><Chicago>Pasit Chotewattanakul และผู้แต่งคนอื่นๆ. "The Drivers of Household Indebtedness: Evidence from Thailand". Southeast Asian Journal of Economics  7 (2019):1-40.</Chicago><MLA>Pasit Chotewattanakul และผู้แต่งคนอื่นๆ. The Drivers of Household Indebtedness: Evidence from Thailand. Faculty of Economics, Chulalongkorn University:ม.ป.ท. 2019.</MLA></bibliography></xml>
