Patipan Kongpanya และ Udom Somboonpol. (2026) Transformational Leadership in Human Resource Development for Financial Innovation Effectiveness of Savings Cooperatives in Thailand. <i>Ph.D. in Social Sciences Journal</i>, <i>16</i>(1), e279177.Patipan Kongpanya และ Udom Somboonpol. "Transformational Leadership in Human Resource Development for Financial Innovation Effectiveness of Savings Cooperatives in Thailand". Ph.D. in Social Sciences Journal 16 (2026):e279177.Patipan Kongpanya และ Udom Somboonpol. Transformational Leadership in Human Resource Development for Financial Innovation Effectiveness of Savings Cooperatives in Thailand. Doctor of Philosophy in Social Sciences Association Ramkhamhaeng University:ม.ป.ท. 2026.