<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Thitima Sitthipongpanich. (2012) Bank Connections in Thailand: Benefit or Cost?. &lt;i&gt;NIDA Development Journal&lt;/i&gt;, &lt;i&gt;52&lt;/i&gt;(4), 19-38.</APA><Chicago>Thitima Sitthipongpanich. "Bank Connections in Thailand: Benefit or Cost?". NIDA Development Journal  52 (2012):19-38.</Chicago><MLA>Thitima Sitthipongpanich. Bank Connections in Thailand: Benefit or Cost?. National Institute of Development Administration:ม.ป.ท. 2012.</MLA></bibliography></xml>
