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<xml><bibliography><APA>Vichit Lorchirachoonkul และผู้แต่งคนอื่นๆ. (2008) Technical Efficiencies and Efficiency Changes of Thai Non-Life Insurance Companies. &lt;i&gt;NIDA Development Journal&lt;/i&gt;, &lt;i&gt;48&lt;/i&gt;(3), 141-189.</APA><Chicago>Vichit Lorchirachoonkul และผู้แต่งคนอื่นๆ. "Technical Efficiencies and Efficiency Changes of Thai Non-Life Insurance Companies". NIDA Development Journal  48 (2008):141-189.</Chicago><MLA>Vichit Lorchirachoonkul และผู้แต่งคนอื่นๆ. Technical Efficiencies and Efficiency Changes of Thai Non-Life Insurance Companies. National Institute of Development Administration:ม.ป.ท. 2008.</MLA></bibliography></xml>
