<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Kapach Nimmanheminda. (2024) Using Financial Innovation To Solve Problem of Lack of Financial Resources of SMEs. &lt;i&gt;Journal of Philosophical Vision&lt;/i&gt;, &lt;i&gt;29&lt;/i&gt;(2), 45-58.</APA><Chicago>Kapach Nimmanheminda. "Using Financial Innovation To Solve Problem of Lack of Financial Resources of SMEs". Journal of Philosophical Vision  29 (2024):45-58.</Chicago><MLA>Kapach Nimmanheminda. Using Financial Innovation To Solve Problem of Lack of Financial Resources of SMEs. Mahamut Buddhist University:ม.ป.ท. 2024.</MLA></bibliography></xml>
