<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Pakjira Sukassathit และ Pramote Luenam. (2021) Factors Affecting Elderly's Intention to use Financial Services Application During the COVID-19 Pandemic. &lt;i&gt;Journal of Information Science and Technology&lt;/i&gt;, &lt;i&gt;11&lt;/i&gt;(2), 62-71.</APA><Chicago>Pakjira Sukassathit และ Pramote Luenam. "Factors Affecting Elderly's Intention to use Financial Services Application During the COVID-19 Pandemic". Journal of Information Science and Technology  11 (2021):62-71.</Chicago><MLA>Pakjira Sukassathit และ Pramote Luenam. Factors Affecting Elderly's Intention to use Financial Services Application During the COVID-19 Pandemic. The Association of Council of IT Deans (CITT):ม.ป.ท. 2021.</MLA></bibliography></xml>
