<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Karnsutti Sirisap. (2561) The Intention to Use Prompt Pay Services. &lt;i&gt;Journal of information systems in Business  JISB&lt;/i&gt;, &lt;i&gt;4&lt;/i&gt;(2), 21.</APA><Chicago>Karnsutti Sirisap. "The Intention to Use Prompt Pay Services". Journal of information systems in Business  JISB  4 (2561):21.</Chicago><MLA>Karnsutti Sirisap. The Intention to Use Prompt Pay Services. MSMIS Thammasat University:ม.ป.ท. 2561.</MLA></bibliography></xml>
