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<xml><bibliography><APA>Janjira Wonginta. (2561) Factors Influencing the Adoption of Financial Technology for Investment &amp; Wealth Management of Retail Investment. &lt;i&gt;Journal of information systems in Business  JISB&lt;/i&gt;, &lt;i&gt;4&lt;/i&gt;(4), 6.</APA><Chicago>Janjira Wonginta. "Factors Influencing the Adoption of Financial Technology for Investment &amp; Wealth Management of Retail Investment". Journal of information systems in Business  JISB  4 (2561):6.</Chicago><MLA>Janjira Wonginta. Factors Influencing the Adoption of Financial Technology for Investment &amp; Wealth Management of Retail Investment. MSMIS Thammasat University:ม.ป.ท. 2561.</MLA></bibliography></xml>
