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<xml><bibliography><APA>Mudassar Hussain และผู้แต่งคนอื่นๆ. (2021) Is the Micro-Finance Program a Panacea for Household Welfare? An Empirical Analysis from Pakistan. &lt;i&gt;International Transaction Journal of Engineering, Management, &amp; Applied Sciences &amp; Technologies&lt;/i&gt;, &lt;i&gt;12&lt;/i&gt;(3), 12A3J: 1-10.</APA><Chicago>Mudassar Hussain และผู้แต่งคนอื่นๆ. "Is the Micro-Finance Program a Panacea for Household Welfare? An Empirical Analysis from Pakistan". International Transaction Journal of Engineering, Management, &amp; Applied Sciences &amp; Technologies  12 (2021):12A3J: 1-10.</Chicago><MLA>Mudassar Hussain และผู้แต่งคนอื่นๆ. Is the Micro-Finance Program a Panacea for Household Welfare? An Empirical Analysis from Pakistan. TuEngr Group:ม.ป.ท. 2021.</MLA></bibliography></xml>
