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<xml><bibliography><APA>Muhammad Khurram Shehzad Niazi* และผู้แต่งคนอื่นๆ. (2020) SOCIO-DEMOGRAPHICS, RISK PROPENSITY, AND INVESTMENT DIVERSITY MODERATING ROLE OF FINANCIAL LITERACY. &lt;i&gt;International Transaction Journal of Engineering, Management, &amp; Applied Sciences &amp; Technologies&lt;/i&gt;, &lt;i&gt;11&lt;/i&gt;(1), 11A01I: 1-15.</APA><Chicago>Muhammad Khurram Shehzad Niazi* และผู้แต่งคนอื่นๆ. "SOCIO-DEMOGRAPHICS, RISK PROPENSITY, AND INVESTMENT DIVERSITY MODERATING ROLE OF FINANCIAL LITERACY". International Transaction Journal of Engineering, Management, &amp; Applied Sciences &amp; Technologies  11 (2020):11A01I: 1-15.</Chicago><MLA>Muhammad Khurram Shehzad Niazi* และผู้แต่งคนอื่นๆ. SOCIO-DEMOGRAPHICS, RISK PROPENSITY, AND INVESTMENT DIVERSITY MODERATING ROLE OF FINANCIAL LITERACY. TuEngr Group:ม.ป.ท. 2020.</MLA></bibliography></xml>
