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<xml><bibliography><APA>Muhammad Farhan และผู้แต่งคนอื่นๆ. (2020) Credit Risk Management in Islamic Banking: A System Thinking Approach. &lt;i&gt;International Transaction Journal of Engineering, Management, &amp; Applied Sciences &amp; Technologies&lt;/i&gt;, &lt;i&gt;11&lt;/i&gt;(16), 11A16J: 1-11.</APA><Chicago>Muhammad Farhan และผู้แต่งคนอื่นๆ. "Credit Risk Management in Islamic Banking: A System Thinking Approach". International Transaction Journal of Engineering, Management, &amp; Applied Sciences &amp; Technologies  11 (2020):11A16J: 1-11.</Chicago><MLA>Muhammad Farhan และผู้แต่งคนอื่นๆ. Credit Risk Management in Islamic Banking: A System Thinking Approach. TuEngr Group:ม.ป.ท. 2020.</MLA></bibliography></xml>
