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<xml><bibliography><APA>Panit Tiraponengam และผู้แต่งคนอื่นๆ. (2023) Factors Affecting Savings Behavior of the Clients of the Government Saving Bank, Nong Mon Branch, under the COVID-19 Situation. &lt;i&gt;Journal of Humanities and Social Sciences Mahasarakham University&lt;/i&gt;, &lt;i&gt;42&lt;/i&gt;(2), no. 291-301.</APA><Chicago>Panit Tiraponengam และผู้แต่งคนอื่นๆ. "Factors Affecting Savings Behavior of the Clients of the Government Saving Bank, Nong Mon Branch, under the COVID-19 Situation". Journal of Humanities and Social Sciences Mahasarakham University  42 (2023):no. 291-301.</Chicago><MLA>Panit Tiraponengam และผู้แต่งคนอื่นๆ. Factors Affecting Savings Behavior of the Clients of the Government Saving Bank, Nong Mon Branch, under the COVID-19 Situation. Mahasarakham University:ม.ป.ท. 2023.</MLA></bibliography></xml>
