<?xml version="1.0" encoding="UTF-8"?>
<xml><bibliography><APA>Seung Hwan Kang และ Jira Yammeesri. (2025) Exploring the Relationship between E-Banking Service Quality and User Experience. &lt;i&gt;Journal of Family Business and Management Studies&lt;/i&gt;, &lt;i&gt;17&lt;/i&gt;(2), 57-76.</APA><Chicago>Seung Hwan Kang และ Jira Yammeesri. "Exploring the Relationship between E-Banking Service Quality and User Experience". Journal of Family Business and Management Studies  17 (2025):57-76.</Chicago><MLA>Seung Hwan Kang และ Jira Yammeesri. Exploring the Relationship between E-Banking Service Quality and User Experience. University of the Thai Chamber of Commerce:ม.ป.ท. 2025.</MLA></bibliography></xml>
