Suchat Kladkleeb และ Rawin Vongurai. (2019) FACTORS INFLUENCING ADOPTION AND ACTUAL USAGE OF DIGITAL PAYMENT SYSTEMS IN THE ERA OF THAILAND 4.0 FOR THAI SOCIETY. <i>UTCC International Journal of Business and Economics</i>, <i>11</i>(3), 117-144.Suchat Kladkleeb และ Rawin Vongurai. "FACTORS INFLUENCING ADOPTION AND ACTUAL USAGE OF DIGITAL PAYMENT SYSTEMS IN THE ERA OF THAILAND 4.0 FOR THAI SOCIETY". UTCC International Journal of Business and Economics 11 (2019):117-144.Suchat Kladkleeb และ Rawin Vongurai. FACTORS INFLUENCING ADOPTION AND ACTUAL USAGE OF DIGITAL PAYMENT SYSTEMS IN THE ERA OF THAILAND 4.0 FOR THAI SOCIETY. University of the Thai Chamber of Commerce:ม.ป.ท. 2019.